Indian Overseas Bank — Ludhiana, Punjab
Indian Overseas Bank has 32 branches in Ludhiana, Punjab. The table below gives the IFSC code for every one of them, and the MICR code wherever the source records one.
27 of these branches have a MICR code recorded (84%). Counts taken from Razorpay release v2.0.62, 2026-09-01 (how this data is handled).
| Branch | IFSC | MICR |
|---|---|---|
| Akalgarh Gurusar SudharAkhal Garhgurusarsudhar, PO Khalsa College | IOBA0000187 | — |
| Arya College BRCHArya College For Boys, Rajpura Rd, Ludhiana | IOBA0001406 | 141020001 |
| BaddowalMain Road, Baddowal Pin 142021 | IOBA0000204 | 141020026 |
| Baddowal Fad Baddowal CantonmentBaddowal Pin 142021 | IOBA0001723 | 142020009 |
| Baranhara191, Golden Avenue, Baranhara Humbran Road, Ludhiana 141008 | IOBA0003047 | 141020028 |
| Brown RoadC M C Ross Hostel Bldg, Brown Rodludhiana | IOBA0000342 | 141020002 |
| ChakohiChakohi Village, Tehsil Khanna, Chakohi Pin 141401 | IOBA0000575 | 141020522 |
| Civil LinesFountain Chowk, Civil Lines, Ludhiana | IOBA0000446 | 141020004 |
| Dhandari KalanIndian Overseas Bank, Plot No 1209, GT Road Dhandari Kalan, Ludh | IOBA0004120 | 141020012 |
| GujjarwalNear Gurudwara Jai Sin Main Bazaar Gujjarwal Pin 141202 | IOBA0000197 | 141020521 |
| HalwaraHalwara Pin 141106 | IOBA0001727 | 141020505 |
| Ind AreaG T Bypass Rd, Near Transport Nagar, Indtl Area, Ludhiana | IOBA0000390 | 141020005 |
| JagraonLajpatrai Road, Jagraon Pin 142006 | IOBA0000389 | 142020052 |
| KatanikalanChandigarh Road, Vil PO, KATANIKALAN141113 | IOBA0000188 | — |
| KhannaDullo Building G T Road Khanna Pin 141401 | IOBA0000629 | 141020202 |
| LPC LudhianaFountain Chowk, College Road, Ludhiana, Punjab, PIN-141001 | IOBA0004081 | — |
| Ludhiana CMCC M C, Brown Memorial Hosp, Ludhiana | IOBA0001525 | 141020003 |
| Ludhiana Main1 ST Floor, Sainkik Rest House, Kacheri Road, Ludhiana, Pin 1410 | IOBA0000047 | 141020006 |
| Ludhiana Rahon RoadB BY 32 BY 201 Rahonroad, Ludhiana Pin 143601 | IOBA0001477 | 141020008 |
| Ludhianabhadaur House1391, Bhadaur House, DR Zail Singh Market, Ludhiana Pin 141008 | IOBA0002069 | 141020014 |
| MillerganjB XV 141 Oppfire Brigade, G T Road, Millerganj, Ludhiana Pin 141 | IOBA0001590 | 141020010 |
| Model Town LudhianaSco No 6 Behind Krishna Mandir Model Town Extension Market II Lu | IOBA0002441 | 141020017 |
| MullanpurdakhamandiShop No 6, Mullanpur Dakha Mandi, Pin 141101 | IOBA0000474 | 141020025 |
| Pakhoval Road745, Sargodha Colony Pakhowal Rd, Ludhiana | IOBA0001123 | 141020007 |
| R O LudhianaPost Box No 410 Door No 550 BY 1, Fountain Chowk College RD Civi | IOBA0002013 | — |
| RaikotNear Life Care Hospital Ludhiana Road Raikot Pin 141109, Dist Lu | IOBA0002265 | 141020302 |
| RishinagarSco 51, Rishi Nagar Shopping Complex, Rishi Nagar, Ludhiana, Pin | IOBA0001898 | 141020013 |
| SBS Nagar LudhianaSBS Nagar, Pakhowal Road, Ludhiana 141013 | IOBA0002663 | 141020023 |
| Saharan MajraVpo Saharan Majra, Tehsil Payal, Ludhiana 141117 | IOBA0003775 | — |
| SiaharNear Bus Stand, Siahar, Tehsil, Payal Siahar Pin 141117 | IOBA0000688 | 141020525 |
| Sunder NagarB Xxiv, 2592 BY 1, Atam Tower, Sunder Nagar, Ludhiana | IOBA0001589 | 141020011 |
| ThreekeOpp Godavari Motors, Threeke Ferozepur Road, Ayali Chowk, Threek | IOBA0000415 | 141020009 |
Changes in the past year
Comparing Razorpay release v2.0.62 (2026-09-01) with v2.0.47.1 (2025-08-05), the newest release from a year or more earlier: 2 of the IFSC codes for Indian Overseas Bank in Ludhiana first appeared in the RBI list in that time. Measured against our archive of every release since February 2016 — release history.
- LPC Ludhianafirst listed 2026-07-03 · IOBA0004081
- Dhandari Kalanfirst listed 2026-02-25 · IOBA0004120