Indian Overseas Bank — Punjab
Indian Overseas Bank has 116 branches in Punjab. Each branch and its IFSC code is listed below.
93 of these branches have a MICR code recorded (80%). Counts taken from Razorpay release v2.0.62, 2026-09-01 (how this data is handled).
| Branch | IFSC | MICR |
|---|---|---|
| AboharBhagat Singh Chowk, Circular Road, Abohar, Pin 152116 | IOBA0001918 | 152020302 |
| Adampur DoabaPunjab Khadi Mandal Bu Adampur Doaba Pin 144102 | IOBA0000516 | 144020812 |
| Air Force Station BarnalaAirforce Staton Gobindna Barnala Barnala Pin 148101 Dist Barnala | IOBA0002179 | 148020403 |
| Airport RoadIndian Overseas Bank, Sco 27, Mohali City Centre 1, Block F, Aer | IOBA0003867 | — |
| Akalgarh Gurusar SudharAkhal Garhgurusarsudhar, PO Khalsa College | IOBA0000187 | — |
| AlachaurRoorkee Road, Alachaur Dist SBS Nagar, Punjab 144514 | IOBA0003089 | — |
| Ambala Cantonment5357 BY 8 Sudershan Tower Punjab Mohalla Nicklson Road Ambala Ca | IOBA0000335 | 133020002 |
| AmritsarCongress Bhavan Building, Gandhi Bazaar, Amritsar - Pin 143001 | IOBA0000006 | 143020002 |
| Amritsar CantonmentAir Force Station, Amritsar Cantonment, Amritsar Pin 143001 | IOBA0001559 | 143020005 |
| Amritsarcourt RoadPlot No 5 To 10, Deep Complex, Court Road, Amritsar Pin 143001 | IOBA0002124 | 143020008 |
| Arya College BRCHArya College For Boys, Rajpura Rd, Ludhiana | IOBA0001406 | 141020001 |
| BaddowalMain Road, Baddowal Pin 142021 | IOBA0000204 | 141020026 |
| Baddowal Fad Baddowal CantonmentBaddowal Pin 142021 | IOBA0001723 | 142020009 |
| Bagha PuranaMudki Road Opp Axis Bank Bagha Purana 142038 | IOBA0003642 | — |
| Banga78, Main Road, Ward No 8, BANGA14450 | IOBA0002066 | 144020502 |
| BanurOpp To Gurudwara Main Road Banur, City Town Banur District Sas N | IOBA0002346 | 160020018 |
| Baranhara191, Golden Avenue, Baranhara Humbran Road, Ludhiana 141008 | IOBA0003047 | 141020028 |
| BarnalaGokul Market Barnala Pin 148101 | IOBA0000320 | 148020402 |
| Barnala KalanBarbha Road, Distt SBS Nagar, Punjab 144516 | IOBA0003088 | — |
| BatalaB1, By, 324, Kahnuwan, Rd, Simbal, Batala, Gurdaspur, Dist, Pin, | IOBA0001912 | 143020102 |
| Bhatinda4325, Katia Building, Kiker Bazaar, Bhatinda, Pin 151001 | IOBA0000355 | 151020002 |
| Bhatinda Feet Road100FT Road, ST No 6, Power House Road, Bhatinda 151001 | IOBA0003146 | — |
| Brown RoadC M C Ross Hostel Bldg, Brown Rodludhiana | IOBA0000342 | 141020002 |
| ChakohiChakohi Village, Tehsil Khanna, Chakohi Pin 141401 | IOBA0000575 | 141020522 |
| Civil LinesFountain Chowk, Civil Lines, Ludhiana | IOBA0000446 | 141020004 |
| DamanheriVillage Damanheri, Tehsil Rajpura, Dist Patiala, PIN-140401 | IOBA0003776 | — |
| Dera BalDera Sant Sarwan Dass, V P O Bal, Dera Bal, Pin 144004 | IOBA0001720 | 144020010 |
| DerabassiChandigarhambala Nat Highway, Near Sukhmani Inst of Eng Tech, De | IOBA0001737 | 160020008 |
| Dhandari KalanIndian Overseas Bank, Plot No 1209, GT Road Dhandari Kalan, Ludh | IOBA0004120 | 141020012 |
| DhariwalG T Road Dhariwal, Chahal Complex, Nearby Kotak Mahindra Bank, D | IOBA0004168 | 143020004 |
| DinanagarNear Railway Road, Dinanagar, District Gurdaspur, Punjab 143531 | IOBA0004167 | 143020010 |
| DugriSco 1 2 3 Half Part Nitesh Vihar Village, Durgi Dhandran Road, L | IOBA0003145 | 141020029 |
| Fatehgarh SahibAdjacent To Bank of India, City Town Fatehgarh Sahib, District F | IOBA0002347 | 140020112 |
| FerozepurD BY S 8 BY 8 Press Road Outside Delhi Gate Ferozepur City Pin 1 | IOBA0000492 | 152020002 |
| Ferozepurferozepur CantonmentBungalow No 121, Portion No 7, Kutchery Road, Ferozepur Cantonme | IOBA0002100 | 152020003 |
| GardhiwalaNear ICICI Bank, Main Market, Gardhiwala, Hoshiyarpur - 144207 | IOBA0004055 | 144020013 |
| GilzianGilzian Vill, PO, Dasuya Tehsil Hoshiarpur Dist Gilzian 144202 | IOBA0003397 | — |
| Green Avenue10 BY B, Shopping Centre, Main Mrkt, Green Avenue, Amritsar | IOBA0000352 | 143020003 |
| GujjarwalNear Gurudwara Jai Sin Main Bazaar Gujjarwal Pin 141202 | IOBA0000197 | 141020521 |
| Gurdaspur514 BY 18, Police Lines Road, Gurdaspur 143521 | IOBA0001603 | 143020202 |
| HajipurNear PSB Bank, Talwara Road, Vpo Hajipur, Hoshiarpur, PIN-144221 | IOBA0004166 | — |
| HalwaraHalwara Pin 141106 | IOBA0001727 | 141020505 |
| Haryana Road HoshiarpurHaryana Road Kakkon Hoshiarpur Pin 146001 | IOBA0001754 | 146020003 |
| HoshiarpurMadan Building Phagwara Road Hoshiarpur Pin 146001 | IOBA0000510 | 146020002 |
| Ind AreaG T Bypass Rd, Near Transport Nagar, Indtl Area, Ludhiana | IOBA0000390 | 141020005 |
| JagraonLajpatrai Road, Jagraon Pin 142006 | IOBA0000389 | 142020052 |
| Jalalabad WestLawrance Road, Opp To State Bank of Patiala, Jalalabad West, Fer | IOBA0002335 | 152020102 |
| Jalandhar Cantonment8, Hardyal Road, Jalandhar Cantonment, Pin 144005 | IOBA0000411 | 144020005 |
| Jalandhar Doaba CollegeTanda Road, Jalandhar Pin 144004 | IOBA0001251 | 144020004 |
| Jalandhar J P NagarVirdi Colonyjp Nagar Road Jalandhar 144001 | IOBA0003664 | — |
| Jalandharbansanwala BazarBazar Bansanwala, Jalandhar City Pin 144001 | IOBA0002059 | 144020008 |
| JalandharsuranussiG T Road Suranussi Pin 144001 | IOBA0000304 | 144020003 |
| JallandharLally Nivas, G T Road, Jullundur City, Pin 144001 | IOBA0000190 | 144020002 |
| KapurthalaRailway Road, Adjoining Apsley Cooker Factory, Kapurthala 144601 | IOBA0002644 | 144020252 |
| KartarpurG T Road, Adjoining Bus Stand, Opp Petrol Pump, Kartarpur Dist J | IOBA0002336 | 144020802 |
| KatanikalanChandigarh Road, Vil PO, KATANIKALAN141113 | IOBA0000188 | — |
| KatharSant Sarwan Dass Chari, Hospital, Vil and Post Kathar, Khathar P | IOBA0001528 | — |
| KhannaDullo Building G T Road Khanna Pin 141401 | IOBA0000629 | 141020202 |
| KhararSCF NO.6 Near.shivalik City Centre Gate, Landra Road, Kharar, Pi | IOBA0002170 | 160020014 |
| Kot FatuhiAdda Kot Fatuhi, Phagwara Mahilpur Road, Hoshiarpur DIST. - 1445 | IOBA0003560 | — |
| Kot KapuraSangam Palace Faridkot Road Kot Kapura Faridkot Dist 151204 | IOBA0002247 | 151020152 |
| LPC AmritsarKK Towers, 3rd Floor, Sco 31, District Shopping Centre, Ranjit A | IOBA0004174 | — |
| LPC LudhianaFountain Chowk, College Road, Ludhiana, Punjab, PIN-141001 | IOBA0004081 | — |
| Lalru MandiDana Mandi Shop No 4, Lalru Mandi, Tehasil Dera Bassi, Lalru MAN | IOBA0001503 | 160020017 |
| Ludhiana CMCC M C, Brown Memorial Hosp, Ludhiana | IOBA0001525 | 141020003 |
| Ludhiana Main1 ST Floor, Sainkik Rest House, Kacheri Road, Ludhiana, Pin 1410 | IOBA0000047 | 141020006 |
| Ludhiana Rahon RoadB BY 32 BY 201 Rahonroad, Ludhiana Pin 143601 | IOBA0001477 | 141020008 |
| Ludhianabhadaur House1391, Bhadaur House, DR Zail Singh Market, Ludhiana Pin 141008 | IOBA0002069 | 141020014 |
| MalakpurVillage Malkapur, Lalru Mandi Punjab State Pin 140501 | IOBA0003041 | 160020023 |
| MalerkotlaStadium Road, Near Bus Stand, Malerkotla Pin 148023 | IOBA0002111 | 148020112 |
| MaloutNear Jaswant Theater, G T Road, Malout, Muktsar Dist - 152107 | IOBA0003562 | — |
| Mandi GobindgarhOpp General Bus Stand G T Road Mandi Gobindgarh Pin 147301 | IOBA0001601 | 147020102 |
| MansaGaushala Road, MANSA151505 | IOBA0000315 | 151020112 |
| MillerganjB XV 141 Oppfire Brigade, G T Road, Millerganj, Ludhiana Pin 141 | IOBA0001590 | 141020010 |
| Model Town LudhianaSco No 6 Behind Krishna Mandir Model Town Extension Market II Lu | IOBA0002441 | 141020017 |
| MogaIndira Palace Railway Road Moga Pin 142001 | IOBA0000551 | 142020002 |
| MohaliSCF No 1, Phase Xi, Sector 65, Mohali Pin 16062 | IOBA0002143 | 160020011 |
| MukerianTalwara Road, Adjoining UCO BK Mukerian, Hoshiarpur Dist 144211 | IOBA0002337 | 144020212 |
| MuktsarShop 11 and 12, New Grain Market, MUKTSAR152026 | IOBA0001637 | 152020402 |
| MullanpurdakhamandiShop No 6, Mullanpur Dakha Mandi, Pin 141101 | IOBA0000474 | 141020025 |
| NakodarShankar Road, Nakodar, Jalandhar PIN144040 | IOBA0001953 | 144020202 |
| Nangal Township145, Rail Way Road, Nangal TOWNSHIP140124 | IOBA0000578 | 140020102 |
| NawanshaharB BY 15 BY 21 Nehru Gate, Near Post Office, Rahon Road, Nawan Sh | IOBA0001443 | 144020402 |
| New AmritsarSCF No 44, New Amritsar Market Bhai Gurdasji Nagar, Amritsar Pin | IOBA0002440 | 143020009 |
| New ChandigarhMullanpur District Sas Nagar Punjab 140901 | IOBA0003841 | 140020003 |
| New Jawahar NagarG NM Hosp, Guru Nanak Chowk, Jalandharcity | IOBA0001520 | 144020006 |
| Pakhoval Road745, Sargodha Colony Pakhowal Rd, Ludhiana | IOBA0001123 | 141020007 |
| Pathankot357 BY 358, Dalhousie Road, Pathankot Gurdaspur Dt, Pin 145001 | IOBA0000581 | 145020002 |
| PatialaPratap Bhavan, Inside Sheranwala Gate, Patiala, Pin 147001 | IOBA0000922 | 147020001 |
| PattarkalanPattarkalan, Pin 144806 | IOBA0000561 | 144020009 |
| PhagwaraOPP. Bus Stand, G.T. Rd, Phagwara | IOBA0000344 | 144020202 |
| R O LudhianaPost Box No 410 Door No 550 BY 1, Fountain Chowk College RD Civi | IOBA0002013 | — |
| RaikotNear Life Care Hospital Ludhiana Road Raikot Pin 141109, Dist Lu | IOBA0002265 | 141020302 |
| RajpuraPlot No 280 To 289 Patiala Rajpura Road Rajpura PIN140401 | IOBA0000515 | 140020402 |
| Rani Ka Bagh169, Rani Kabagh, Opp ST Francis School, Macleod Rd, Amritsar | IOBA0001473 | 143020006 |
| Ranjit AvenueSco 7, Dist Shopping Cenre, Ranjitavenue, Amritsar | IOBA0001545 | 143020007 |
| RishinagarSco 51, Rishi Nagar Shopping Complex, Rishi Nagar, Ludhiana, Pin | IOBA0001898 | 141020013 |
| Ro AmritsarKK Towers, Third Floor, SCO31, District Shopping Centre, Ranjit | IOBA0004164 | — |
| Ropar43836 Block 12 Guru Nagar Bhatha Sahib Road Ropar 14001 Punjab 1 | IOBA0002619 | 140020002 |
| S A S NagarSco 23, Phase I, Sahibjada Ajit Singh Nagar, Mohali - 160051 | IOBA0000369 | 160020002 |
| SBS Nagar LudhianaSBS Nagar, Pakhowal Road, Ludhiana 141013 | IOBA0002663 | 141020023 |
| Saharan MajraVpo Saharan Majra, Tehsil Payal, Ludhiana 141117 | IOBA0003775 | — |
| SangrurLudhiana | IOBA0001858 | 148020002 |
| ShahkotVishkarma Market Mandi Vill and Post Shahkot Pin 144702 | IOBA0000682 | 144020902 |
| SiaharNear Bus Stand, Siahar, Tehsil, Payal Siahar Pin 141117 | IOBA0000688 | 141020525 |
| Sixty-six Feet Road JalandharIndian Overseas Bank, Karol Bagh, 66 Feet Road, Jalandhar, Punja | IOBA0003986 | — |
| SujanpurRailway Road, Near Central Bank of India, Sujanpur, Pin 145023 | IOBA0003988 | — |
| Sunder NagarB Xxiv, 2592 BY 1, Atam Tower, Sunder Nagar, Ludhiana | IOBA0001589 | 141020011 |
| Tanda UrmurTehsil Road, Opp Govt.sr.sec.school, Tanda Urmur, Dist Hoshiarpu | IOBA0002496 | 144020312 |
| Tehsil RoadSco 50 LIC Unit No 2, Opp Tehsil Complex, Jalandhar City Pin 144 | IOBA0001755 | 144020007 |
| ThreekeOpp Godavari Motors, Threeke Ferozepur Road, Ayali Chowk, Threek | IOBA0000415 | 141020009 |
| Tripari PatialaGovt.senior Secondary School Tripari Patiala Pin 147001 | IOBA0001752 | 147020002 |
| Ucha ChikaC BY O DR Ram Asre, PO Ucha Jhikka, Sub Tehsil Banga Distt, SBS | IOBA0003151 | — |
| Urban Estate PatialaSCF 123 C, Urban Estate Phase II Patiala Punjab State Pincode 14 | IOBA0002389 | 147020003 |
| ZiraIndian Overseas Bank, New Talwandi Road, Opp Sarwan Service Stat | IOBA0003999 | — |
| ZirakpurOpp Mayur Hotel Chandigarh Ambala Road Zirakpur Pin 140603 | IOBA0001499 | 160020005 |
Changes in the past year
Comparing Razorpay release v2.0.62 (2026-09-01) with v2.0.47.1 (2025-08-05), the newest release from a year or more earlier: 11 IFSC codes were added to the RBI list for Indian Overseas Bank in Punjab and 0 were withdrawn. Measured against our archive of every release since February 2016 — release history.
- LPC Amritsarfirst listed 2026-07-03 · IOBA0004174
- LPC Ludhianafirst listed 2026-07-03 · IOBA0004081
- Dhariwalfirst listed 2026-05-13 · IOBA0004168
- Dinanagarfirst listed 2026-05-13 · IOBA0004167
- Gardhiwalafirst listed 2026-05-13 · IOBA0004055
- Hajipurfirst listed 2026-05-13 · IOBA0004166
- Ro Amritsarfirst listed 2026-05-13 · IOBA0004164
- Dhandari Kalanfirst listed 2026-02-25 · IOBA0004120
- Sujanpurfirst listed 2026-01-09 · IOBA0003988
- Zirafirst listed 2025-12-17 · IOBA0003999
- Sixty-six Feet Road Jalandharfirst listed 2025-11-14 · IOBA0003986
By city
- Ludhiana32 branches
- Jalandhar17 branches
- Amritsar10 branches
- Patiala10 branches
- Gurdaspur7 branches
- Hoshiarpur7 branches
- Rupnagar5 branches
- Sangrur4 branches
- Kapurthala3 branches
- Nawanshahr3 branches
- Hoshiyarpur2 branches
- Ferozpur2 branches
- Fatehgarh Sahib2 branches
- Muktsar2 branches
- Bhatinda2 branches
- Moga2 branches
- Sas Nagar1 branch
- Ferozepur1 branch
- Bathinda1 branch
- Pathankot1 branch
- Faridkot1 branch
- Mohali1 branch